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Thinking about retiring overseas but not sure where to go?

Retiring abroad is an excellent way to spend one’s golden years, and there are a lot of benefits to life as an expat. You can experience a new culture, see new things, enjoy new life experiences, and enjoy a lower cost of living.

Depending on where you move, you may even be able to enjoy access to some of the best healthcare systems in the world.

Before you can start planning your retirement overseas, you’ll need to decide where you want to go. To help you get started, we’ve put together a list of the 10 best places to retire abroad.

1. Nicaragua
According to CNBC, buying property and retiring in Nicaragua will cost you $100,000. And for that money, you can live in the beautiful colonial town of Granada, little beach towns such as San Juan del Sur, and cities such as Managua.

Expats can expect to enjoy good tax benefits, including not having to pay any taxes on any out-of-country earnings. You can bring in $20,000 of household good duty-free and enjoy a sales tax exemption on the first $50,000 worth of home building materials.

Medical care is good in major cities but can be a bit of a struggle in remote areas. As for health insurance, you can purchase an international major medical plan for lifetime coverage if you enroll before you turn 65.

2. Thailand
With its amazing culture, thriving social life, and local markets, Thailand is one of the best places for expats to live.

The cost of medical assistance in Thailand is low, and you can opt for a cheaper international insurance plan if need be.

As a retiree living in Thailand, you can expect to do pretty well. It has one of the lowest costs of living in the world, making it an excellent choice for retirees looking to make the most of their savings.

3. Ecuador
Quality healthcare and a low cost of living make Ecuador a top choice for retirees. Both CNN and NBC News have named it as one of the best choices, and while it may not be on your radar, it’s certainly worth considering.

Expats in Ecuador can expect to pay as little as $20 to visit a doctor – and that’s for individuals who don’t have health insurance.

4. Portugal
Portugal is one of the more affordable places to move in Europe. It’s welcoming to expats, Wi-Fi is everywhere so you can stay connected with family at home, and the culture is similar to that in the US. It has all the amenities you will find in any major country and healthcare is reasonably priced, especially with a private universal plan.

5. Costa Rica
A favorite among retirees and expats, Costa Rica boasts an amazing climate, a diverse culture, and incredible scenery. There are a variety of different provinces to choose from, and each has their own culture and vibe.

Whether you like the beach, the city, or a rustic town, you’ll find it all in Costa Rica.

Other Great Expat Retiree Options:
Mexico: Rich in culture and full of activities, Mexico has an affordable cost of living to stretch that retirement fund even further.
Panama: With an affordable cost of living, Panama is an extremely developed South American nation perfect for retirees.
Malaysia: If you want affordable healthcare and incredible food in an English-speaking nation, Malaysia is for you.
Colombia: With beautiful weather year round, Colombia makes it easy to live an active, healthy lifestyle.
Spain: Rich with history and known for its beautiful weather, Spain is a top destination for retired expats looking for a luxury with a Spanish flair.
This is just a short list of some of the best places to live abroad, but it’s a good place to get started. Before you decide where to go, think about how you want to spend your retired years. Some retirees want a luxurious lifestyle. Others prefer something exotic. Some want to enjoy a low cost of living. Think about whether you want to spend your years on the beach, in a city, or in a specific country that you already know you love. With a bit of research, you’re sure to find the perfect place to retire abroad.

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